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Credit Card with a 55-day grace period, and amazing features, which return
it to its owner as a gift the amount of every thousandth transaction made with
the magic card, if the
operation is performed using their Magic card*
For example, you and the other owners of the Magic Card are using the
card at a shop, a supermarket, an ATM, a restaurant or even abroad and It turns
out that the thousandth transaction was performed by you, the bank will immediately reimburse you. You will
receive an SMS on your mobile phone, notifying you that the money you spent has
returned, because the thousandth transaction was performed by your Magic Card.
While using Magic Card, you can enjoy a 55 days interest-free loan
The annual interest rate of Magic Card is 36.00%
For Private Banking service clients and owners of M7 deposit, interest rate is even lower - an annual 24.00%
and 28.00%
When you become a user of the Magic Card a basic package account will be
created for you at Liberty Bank for free
Prior to receiving your Magic Card you will be able to choose one of
four card designs:
Magic Card Terms and fees
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Magic Card Preparation and Services |
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Card Validity |
4 years |
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Card Preparation |
Free |
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Annual Fee |
GEL 20 |
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Card Renewal |
GEL 20 |
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Quantity of Additional Cards |
3 |
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Credit Limit Terms |
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Currency |
GEL |
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Credit Limit |
Determined on a individual basis |
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Limit Validity |
1 year |
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Approval Fee |
GEL 20 |
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Annual Interest Rate |
24.00%, 28% or 36% |
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Cash Withdrawal Fee |
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Liberty Bank ATM’s and Branches |
3.00% with minimum GEL 3.00 |
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Other Bank ATM’s and Branches |
4.00% with minimum GEL 4.00 |
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Transaction Fee |
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Georgia |
Free |
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Abroad |
Free |
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Card Usage Daily Limit |
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24 Hour Limit on Withdrawals |
GEL 2,000 |
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24 Hour Limit on Transactions |
GEL 5,000 |
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Other Terms and Charges |
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Possibility to Block the Liberty Card in the local Network in Case of its Loss |
Free |
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Possibility to Block the Liberty Card in the International Network in Case of its Loss |
GEL 80 |
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Money Transfer from One Card to Another - VISA P2P Service |
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Liberty Bank Banking Cards |
3.00% with minimum GEL 3.00 |
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Other Bank Banking Cards |
4.00% with minimum GEL 4.00 |
* Money Returned by the bank to a Magic Card account as a result of the thousandth transaction will be taxed according to Georgian ligislation
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