|
Accounts, which allow
you to get a high yield, even if you wish to withdraw your money before the end
of deposit term
For example: You open
a deposit for a period of 12 months in Gel. 7 months later you need the money
and you withdraw it before the end of deposit term. The deposit will not accrue
a non-standard term deposit violation of annual 3.00%, but receive annual rate of
9.25%. (I.e. annual interest rate intended for a 7 - month deposit)
In the event of opening
a Positive account you enjoy another advantage: when you open a deposit for
duration of 12 months you will receive in advance an additional interest rate deposit
of 2.00% of the deposited amount.
Primary conditions of
Positive:
- Opening the account and
maintenance – free
- Term of deposit – from 2 - to
12-months
- Deposit currency - GEL / USD /
EUR
- The minimum amount to open a deposit
- 100 units
- Receiving accrued interest
rate - at the end of term, end of every month or in advance
- Adding to deposited amount –
not possible
Annual Interest Rates:
|
Duration of Deposit |
GEL |
US$ |
EUR |
|
2Months |
5.00% |
1.50% |
3.50% |
|
3 Months |
6.00% |
1.75% |
3.75% |
|
4 Months |
6.00% |
2.00% |
4.00% |
|
5 Months |
7.00% |
2.25% |
4.25% |
|
6 Months |
7.25% |
2.50% |
4.50% |
|
7 Months |
7.50% |
2.75% |
4.74% |
|
8 Months |
7.75% |
3.00% |
5.00% |
|
9 Months |
8.00% |
3.25% |
5.25% |
|
10Months |
8.50% |
3.50% |
5.50% |
|
11Months |
8.75% |
3.75% |
5.75% |
|
12Months |
9.00% + 2,00% of Deposit Sum |
4.00% + 2,00% of Deposit Sum |
5.00% + 2,00% of Deposit Sum |
Liberty Bank offers owners of
Positive loans with favorable conditions: Deposit annual interest rate +4.00%.
* Additional conditions:
accrued interest:
- In case of regular monthly
withdrawal the annual interest rate displayed in the table will decrease by
0.50%
In Gel:
Deposits under 12-month term will accrue 1.00% -
less interest than specified in the table
12 month term deposits
accrue 2.00% - less interest than specified in the table.
13 - to 18-month deposits will
accrue 2.50% - less interest rate than specified in the table.
Deposits of 18 months or
more accrue 3.00% - less interest than specified in the table.
In US Dollars:
Deposits up to 18 months will
accrue 1.00% - less interest rate than specified in the table.
Deposits of 18 months or more accrue 1.50% - less interest than specified in the table.
EURO deposits
EURO
deposits will accrue 1.00% - less interest than specified in table.
In case of termination before the end of term of Deposit Agreement:
- During
first 30 days - interest rates will not be transferred
- After the first month - benefits
will accrue for the month of violation and the annual interest rate determined
for the said month.
|
