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Buy an apartment with income from transfers!
If you are planning to buy a house and you only have income from remittances, we have a special offer for you. Introducing a mortgage loan for which you no longer need to formally register your salary and submit a salary certificate. To get this type of loan, you only need to receive transfers from abroad.
The amount of the mortgage will depend on the income received from the transfers and the value of the real estate to be purchased.
What are the advantages?
|Loan amount||From GEL 3000|
|Currency||GEL, USD, EUR|
|Term||Minimum - 6 months, Maximum - 180 months in foreign currency, Maximum - 240 months in GEL|
|Income||From GEL 500|
|Age||18 - 70 years old|
|Credit Bureau Verification Fee||GEL 300-10,000 - GEL10; GEL 10,000-20,000 – GEL 15; GEL 20,000< - 20 *in case of foreign currency - EUR 5, USD 10|
|Loan fee:||0.4 % min. GEL 50|
|Nominal interest rate||Indexed, from 11.85% in GEL (refinancing rate + 3.35%), indexed, from 8.11% in USD, six-month dollar libor + 7.91%), indexed, from 5.50% in EUR (six-month euro libor + 5.50%)|
|Effective interest rate:||From 12.61 % in GEL, from 8.45 % in USD, from 5.66 % in EUR*|
|Co-borrower||No more than three co-borrowers are allowed (principal borrower + two co-borrowers)|
*Effective interest rate is calculated: 180 months for GEL 200,000, 180 months for USD 100,000, and 180 months for EUR 100,000;