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Start the changes from your home
Do you want to change your daily routine for the better? Start the changes from your home. Take a Liberty Bank mortgage loan for renovation, under a condition tailored to you.
| Loan conditions | |
|---|---|
| Loan amount | From GEL 3000 |
| Term | Minimum - 6 months, Maximum - 180 months in foreign currency, Maximum - 240 months in GEL |
| Currency | GEL, USD, EUR (loans up to GEL 200,000 are provided only in national currency) |
| Interest rate | Indexed, from 11.85% in GEL (refinancing rate + 3.35%), indexed, from 8.11% in USD, six-month dollar libor + 7.91%), indexed, from 5.50% in EUR (six-month euro libor + 5.50%) |
| Effective interest rate: | From 12.61 % in GEL, from 8.45 % in USD, from 5.66 % in EUR* |
| Credit Bureau Verification Fee | GEL 300-10,000 - GEL10; GEL 10,000-20,000 – GEL 15; GEL 20,000< - 20 *in case of foreign currency - EUR 5, USD 10 |
| Collateral | Real estate |
| Income | From GEL 500 |
| Loan fee: | 0.4 % min. GEL 50 |
| Age | 18 - 75 years old |
| Contribution | From 0% |
| Co-borrower | No more than three co-borrowers are allowed (principal borrower + two co-borrowers) |
*Effective interest rate is calculated: 180 months for GEL 200,000, 180 months for USD 100,000, and 180 months for EUR 100,000;
