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Consumer loans can be obtained through transfers
If you need money and cannot afford to prove the existence of a salary for a loan, this is no longer a problem.
Getting a consumer loan has become possible by considering remittances. All you need to do is receive transfers from abroad.
What are the advantages?
|Loan amount||From GEL 300|
|Currency||GEL, USD, EUR|
|Term||3-48 months Unsecured, 120 months with real estate|
|Income||From GEL 200|
|Age||18 - 70 Years Old|
|Co-borrower||Maximum of 3 co-borrowers|
|Credit Bureau Verification Fee||GEL 300-10,000 - GEL10; GEL 10,000-20,000 – GEL 15; GEL 20,000< - 20 *in case of foreign currency - EUR 5, USD 10|
|Loan fee||2%, Min. - GEL 20|
|Nominal interest rate||From 12.37%|
|Effective interest rate:||From 16.61%|
* Effective interest rate is calculated at 5000 GEL for 24 months;