GEO
Consumer loan with transfers

Consumer loans can be obtained through transfers

If you need money and cannot afford to prove the existence of a salary for a loan, this is no longer a problem.

Getting a consumer loan has become possible by considering remittances. All you need to do is receive transfers from abroad.

What are the advantages?

  • You no longer need to prove your salary
  • The borrowing process is short and simple
  • You use the loan amount for any purpose

 

Loan Conditions
Loan amount From GEL 300
Currency GEL, USD, EUR (Loans up to GEL 200,000 are issued only in national currency)
Term From 3 months to a maximum of 36 Months
Income From GEL 200
Annual interest rate in GEL From 9.9%
Effective interest rate: From 15.75%*
Credit Bureau Verification Fee GEL 300-10,000 - GEL10; GEL 10,000-20,000 – GEL 15; GEL 20,000< - 20 *in case of foreign currency - EUR 5, USD 10
Loan fee 2.50% min 20 GEL
Age 18 - 70 years old
Co-borrower No more than three co-borrowers are allowed (principal borrower + two co-borrowers)

 

 * Effective interest rate is calculated at 10,000 GEL for 12 months;

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