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Buy an apartment with Liberty Partner Developer and enjoy a simplified income verification process and special terms
The list of our partner development companies is diverse, where you have the opportunity to select a project of the desired size, quality and price.
What advantages does this loan have?
What type of income is required to get the loan?
| Loan amount | From GEL 3000 |
|---|---|
| Term | Minimum - 6 months, Maximum - 120 months in foreign currency, Maximum - 240 months in GEL |
| Currency | GEL, USD, EUR (loans up to GEL 300,000 are provided only in national currency) |
| Interest rate (Nominal and Effective) | Indexed** percent: from 11,8% in GEL, effective from 13,28%; from 7,95% in USD, effective from 9,15%; from 5,9% in EUR, effective from 6,95%; |
| Credit Bureau Verification Fee | GEL 300-10,000 - GEL10; GEL 10,000-20,000 – GEL 15; GEL 20,000< - 20 *in case of foreign currency - EUR 5, USD 10 |
| Collateral | Real estate |
| Income | From GEL 500 |
| Loan fee: | 0.4 % min. GEL 50 |
| Age | 18 - 75 years old |
| Contribution | From 0%*** |
| Co-borrower | No more than three co-borrowers are allowed (principal borrower + two co-borrowers) |
| Other expenses | Cost of security registration in National Agency of Public Registry - from 158 GEL; Cost of removing the security of National Agency of Public Registry - from 151 GEL |
* Effective interest rate is calculated: 120 months for GEL 200,000, 120 months for USD 100,000, and 120 months for EUR 100,000;
**Index: GEL - Tbilisi interbank interest rate - TIBR 1M index; USD - Term SOFR; Euro - Euribor index.
*** Contribution from 0% - with the addition of alternative real estate.
