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Liberty Mortgage - the fastest and most effective solution
If you are planning to buy a new apartment or renovate your house, take advantage of the opportunity and take get a mortgage loan tailored to your needs. Select the desired apartment today, or request money for repairs easily. You will enjoy special conditions when taking a new mortgage loan, as well as when transferring the loan from another bank.
Liberty Mortgage loans are easy to use:
If you choose an apartment with our partner developer, additionally take advantage of even more simplified terms and offers.
|Loan amount||From GEL 3000|
|Term||Minimum - 6 months, Maximum - 120 months in foreign currency, Maximum - 240 months in GEL|
|Currency||GEL, USD, EUR (loans up to GEL 200,000 are provided only in national currency)|
|Interest rate (Nominal and Effective)||Indexed** percent: from 11,8% in GEL, effective from 13,28%; from 7,95% in USD, effective from 9,15%; from 5,9% in EUR, effective from 6,95%;|
|Credit Bureau Verification Fee||GEL 300-10,000 - GEL10; GEL 10,000-20,000 – GEL 15; GEL 20,000< - 20 *in case of foreign currency - EUR 5, USD 10|
|Income||From GEL 500|
|Loan fee:||0.4 % min. GEL 50|
|Age||18 - 75 years old|
|Co-borrower||No more than three co-borrowers are allowed (principal borrower + two co-borrowers)|
|Other expenses||Cost of security registration in National Agency of Public Registry - from 158 GEL; Cost of removing the security of National Agency of Public Registry - from 151 GEL|
* Effective interest rate is calculated: 120 months for GEL 200,000, 120 months for USD 100,000, and 120 months for EUR 100,000;
**Index: GEL - Tbilisi interbank interest rate - TIBR 1M index; USD - Term SOFR; Euro - Euribor index.
*** Contribution from 0% - with the addition of alternative real estate.