Mortgage Loans

Liberty Mortgage - the fastest and most effective solution

If you are planning to buy a new apartment or renovate your house, take advantage of the opportunity and take get a mortgage loan tailored to your needs. Select the desired apartment today, or request money for repairs easily. You will enjoy special conditions when taking a new mortgage loan, as well as when transferring the loan from another bank.

Liberty Mortgage loans are easy to use:

  • Complete the simple application form below
  • Prove your income
  • Select the desired apartment

If you choose an apartment with our partner developer, additionally take advantage of even more simplified terms and offers.

Loan amount From GEL 3000
Term Minimum -  6 months, Maximum - 120 months in foreign currency, Maximum - 240 months in GEL
Currency GEL, USD, EUR (loans up to GEL 300,000 are provided only in national currency)
Interest rate (Nominal and Effective) Indexed** percent: from 11,8% in GEL, effective from 13,28%; from 7,95% in USD, effective from 9,15%; from 5,9% in EUR, effective from 6,95%;
Credit Bureau Verification Fee GEL 300-10,000 - GEL10; GEL 10,000-20,000 – GEL 15; GEL 20,000< - 20 *in case of foreign currency - EUR 5, USD 10
Collateral Real estate
Income From GEL 500
Loan fee: 0.4 % min. GEL 50
Age 18 - 75 years old
Contribution From 0%***
Co-borrower No more than three co-borrowers are allowed (principal borrower + two co-borrowers)
Other expenses Cost of security registration in National Agency of Public Registry - from 158 GEL; Cost of removing the security of  National Agency of Public Registry - from 151 GEL


* Effective interest rate is calculated: 120 months for GEL 200,000, 120 months for USD 100,000, and 120 months for EUR 100,000;

**Index: GEL - Tbilisi interbank interest rate - TIBR 1M index; USD - Term SOFR; Euro - Euribor index.

*** Contribution from 0% - with the addition of alternative real estate.

Fill out the application

SMS code