Mortgage Loans

Liberty mortgage - the fastest and most effective solution

If you want to buy or renovate real estate, Liberty Mortgage is the fastest and most effective solution.

We simplified the application process as much as possible, and kept the review and decision deadlines to a minimum. Simplified processes will save you a lot of time and energy, while special terms and benefits will save you money.

We analyze the individual needs of each customer with great responsibility and try to take into account all the important circumstances when making a decision, so the terms of the mortgage will be unique and tailored to you.

The advantages of our mortgage are:

  • Simplified borrowing process
  • Special conditions and benefits

What type of income is required to get a loan?

  • Salary (bonus / wage / supplement)
  • Service
  • Grant
  • Lease
  • Transfer
  • Dividend


Loan amount From GEL 3000
Term Minimum -  6 months, Maximum - 180 months in foreign currency, Maximum - 240 months in GEL
Currency GEL, USD, EUR (loans up to GEL 200,000 are provided only in national currency)
Interest rate Indexed, from 11.85% in GEL (refinancing rate + 3.35%), indexed, from 8.11% in USD, six-month dollar libor + 7.91%), indexed, from 5.50% in EUR (six-month euro libor + 5.50%)
Effective interest rate: From 12.61 % in GEL, from 8.45 % in USD, from 5.66 % in EUR*
Credit Bureau Verification Fee GEL 300-10,000 - GEL10; GEL 10,000-20,000 – GEL 15; GEL 20,000< - 20 *in case of foreign currency - EUR 5, USD 10
Collateral Real estate
Income From GEL 500
Loan fee: 0.4 % min. GEL 50
Age 18 - 75 years old
Contribution From 0%
Co-borrower No more than three co-borrowers are allowed (principal borrower + two co-borrowers)


*Effective interest rate is calculated: 180 months for GEL 200,000, 180 months for USD 100,000, and 180 months for EUR 100,000;



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