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Simple and instant opportunity to use a mortgage loan
If you want to buy an apartment in Georgia or plan to renovate your current property, we offer you a simple and fast opportunity to use a mortgage loan to get the amount you want.
If you are still looking for an apartment and are in the process of choosing one, check out the offers of Liberty's partner developers, and take advantage of discounts and special conditions.
The Liberty mortgage loan has the following benefits:
*By Power of Attorney.
The service is available from anywhere in the world.
If you are interested, contact us: (+995) 032 2 55 55 00
| Loan Amount | From 3,000 GEL |
| Term | Minimum - 6 months, Maximum in GEL - 240 months, Maximum in foreign currency - 120 months |
| Currency | GEL, USD, EUR (Loans up to 750,000 GEL are issued only in national currency) |
| Interest Rate (Nominal and Effective*) | “Indexed** interest: GEL from 11.8%, effective from 12.7%; USD from 8%, effective from 9.1%; EUR from 7.5%, effective from 8.52% |
| Collateral | Real Estate |
| Income | From 500 GEL |
| Loan Disbursement Fee | 0.4 % min. 50 GEL |
| Age | 18 - 75 years |
| Co-participation | From 0%*** |
| Co-borrower | A maximum of three co-borrowers is allowed (Primary borrower + two co-borrowers) |
| Other Costs | Collateral registration fee in Public Registry: from 158 GEL; Collateral release fee in Public Registry: from 151 GEL. |
*The effective interest rate is calculated on: 200,000 GEL for 120 months, 100,000 USD for 120 months, 100,000 EUR for 120 months.
**Index: GEL - Tbilisi Interbank Interest Rate - TIBR 1M Index; USD - Term SOFR; EUR - Euribor Index.
***Co-participation from 0% - with the addition of alternative real estate collateral.
