Consumer loans

The simplest approval process

Liberty offers a promotion on consumer loans.

The first 500 customers who take a consumer loan of more than GEL 5,000 in Liberty will receive a cashback of GEL 100, GEL 200, or GEL 300 on their own account. The promotion also applies in the case of adding funds to current loans.

Additionally, in case of taking an unsecured consumer loan within the campaign, you will enjoy a grace period and start repaying only after 3 months.

The advantages of the consumer loan are:

  • Simple borrowing process
  • Special conditions
  • Use for any purpose

What type of income is required to get the loan?

  • Salary (bonus / wage / supplement)
  • Service
  • Grant
  • Lease
  • Transfer
  • Dividend
  • Tutor


Loan Conditions
Loan amount From GEL 300
Currency GEL, USD, EUR (Loans up to GEL 200,000 are issued only in national currency)
Term 3-48 months  Unsecured, 120 months secured  with real estate
Grace period Up to 3 months on unsecured loans
Income From GEL 200
Annual interest rate in GEL From 9.9%
Effective interest rate: From 20.14%*
Credit Bureau Verification Fee GEL 300-10,000 - GEL10; GEL 10,000-20,000 – GEL 15; GEL 20,000< - 20 *in case of foreign currency - EUR 5, USD 10
Loan fee 2.50%
Age 18 - 70 years old
Co-borrower No more than three co-borrowers are allowed (principal borrower + two co-borrowers)


 * Effective interest rate is calculated at 5,000 GEL for 12 months;

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