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The simplest approval process
Liberty offers a promotion on consumer loans.
The first 500 customers who take a consumer loan of more than GEL 5,000 in Liberty will receive a cashback of GEL 100, GEL 200, or GEL 300 on their own account. The promotion also applies in the case of adding funds to current loans.
Additionally, in case of taking an unsecured consumer loan within the campaign, you will enjoy a grace period and start repaying only after 3 months.
The advantages of the consumer loan are:
What type of income is required to get the loan?
| Loan Conditions | |
|---|---|
| Loan amount | From GEL 300 |
| Currency | GEL, USD, EUR (Loans up to GEL 200,000 are issued only in national currency) |
| Term | 3-48 months Unsecured, 120 months secured with real estate |
| Grace period | Up to 3 months on unsecured loans |
| Income | From GEL 200 |
| Annual interest rate in GEL | From 9.9% |
| Effective interest rate: | From 20.14%* |
| Credit Bureau Verification Fee | GEL 300-10,000 - GEL10; GEL 10,000-20,000 – GEL 15; GEL 20,000< - 20 *in case of foreign currency - EUR 5, USD 10 |
| Loan fee | 2.50% |
| Age | 18 - 70 years old |
| Co-borrower | No more than three co-borrowers are allowed (principal borrower + two co-borrowers) |
* Effective interest rate is calculated at 5,000 GEL for 12 months;
