OUR NETWORK
Find our ATMs, Service-Centers, Cash Payment Terminals and other physical touchpoints on an interactive map
The simplest approval process
Until June 30, Liberty offers a promotion for unsecured consumer loans.
Conditions of the promotion:
Or take advantage of a grace period** of up to 6 months
In the case of getting a new loan or adding an amount to the current liability, the standard cashback is:
|
Loan Amount |
Cashback Amount |
|---|---|
|
5,000-8,000 GEL |
50 GEL |
|
8,001-15,000 GEL |
100 GEL |
|
>15,000 GEL |
150 GEL |
In the case of refinancing the liability of another bank, if the total amount of the consumer loan meets the limits given in the table, the cashback will be doubled.
|
Loan Amount |
Cashback Amount |
|---|---|
|
5,000-8,000 GEL |
100 GEL |
|
8,001-15,000 GEL |
200 GEL |
|
>15,000 GEL |
300 GEL |
* All participants of the cashback campaign must be using or starting to use the Akhali card.
** In the case of using the grace period, the interest rate is determined from 10.9%, and the effective one from 21.28%.
The advantages of the consumer loan are:
What type of income is required to get the loan?
| Loan Conditions | |
|---|---|
| Loan amount | From GEL 300 |
| Currency | GEL, USD, EUR (Loans up to GEL 200,000 are issued only in national currency) |
| Term | 3-48 months Unsecured, 120 months secured with real estate |
| Grace period | Up to 3 months on unsecured loans |
| Income | From GEL 200 |
| Annual interest rate in GEL | From 9.9% |
| Effective interest rate: | From 20.14%* |
| Credit Bureau Verification Fee | GEL 300-10,000 - GEL10; GEL 10,000-20,000 – GEL 15; GEL 20,000< - 20 *in case of foreign currency - EUR 5, USD 10 |
| Loan fee | 2.50% |
| Age | 18 - 70 years old |
| Co-borrower | No more than three co-borrowers are allowed (principal borrower + two co-borrowers) |
* Effective interest rate is calculated at 5,000 GEL for 12 months;
