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The simplest approval process
Until June 30, Liberty offers a promotion for unsecured consumer loans.
Conditions of the promotion:
Or take advantage of a grace period** of up to 6 months
In the case of getting a new loan or adding an amount to the current liability, the standard cashback is:
Loan Amount |
Cashback Amount |
---|---|
5,000-8,000 GEL |
50 GEL |
8,001-15,000 GEL |
100 GEL |
>15,000 GEL |
150 GEL |
In the case of refinancing the liability of another bank, if the total amount of the consumer loan meets the limits given in the table, the cashback will be doubled.
Loan Amount |
Cashback Amount |
---|---|
5,000-8,000 GEL |
100 GEL |
8,001-15,000 GEL |
200 GEL |
>15,000 GEL |
300 GEL |
* All participants of the cashback campaign must be using or starting to use the Akhali card.
** In the case of using the grace period, the interest rate is determined from 10.9%, and the effective one from 21.28%.
The advantages of the consumer loan are:
What type of income is required to get the loan?
Loan Conditions | |
---|---|
Loan amount | From GEL 300 |
Currency | GEL, USD, EUR (Loans up to GEL 200,000 are issued only in national currency) |
Term | 3-48 months Unsecured, 120 months secured with real estate |
Grace period | Up to 3 months on unsecured loans |
Income | From GEL 200 |
Annual interest rate in GEL | From 9.9% |
Effective interest rate: | From 20.14%* |
Credit Bureau Verification Fee | GEL 300-10,000 - GEL10; GEL 10,000-20,000 – GEL 15; GEL 20,000< - 20 *in case of foreign currency - EUR 5, USD 10 |
Loan fee | 2.50% |
Age | 18 - 70 years old |
Co-borrower | No more than three co-borrowers are allowed (principal borrower + two co-borrowers) |
* Effective interest rate is calculated at 5,000 GEL for 12 months;