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Flexible consumer loan with individual terms
This is a loan that you can take for any purpose, which is why the approval process is especially simple and convenient.
Our consumer loan terms will best suit your individual needs, as we handle each requirement with great responsibility and interest. We try to take into account all the important circumstances and make the loan conditions as acceptable as possible for you.
The advantages of the consumer loan are:
What type of income is required to get the loan?
| Loan Conditions | |
|---|---|
| Loan amount | From GEL 300 |
| Currency | GEL, USD, EUR (Loans up to GEL 200,000 are issued only in national currency) |
| Term | From 3 months to a maximum of 36 Months |
| Income | From GEL 200 |
| Annual interest rate in GEL | From 9.9% |
| Effective interest rate: | From 15.75%* |
| Credit Bureau Verification Fee | GEL 300-10,000 - GEL10; GEL 10,000-20,000 – GEL 15; GEL 20,000< - 20 *in case of foreign currency - EUR 5, USD 10 |
| Loan fee | 2.50% min 20 GEL |
| Age | 18 - 70 years old |
| Co-borrower | No more than three co-borrowers are allowed (principal borrower + two co-borrowers) |
* Effective interest rate is calculated at 10,000 GEL for 12 months;
