Consumer loans

Take advantage of the promotion: 5% fixed for 3 months (effective from 18.5%)

Liberty's new promotion on consumer loans!

Take out a loan of up to 50,000 GEL and get a fixed 5% annual interest rate for the first 3 months (effective from 18.50%).

As part of the campaign, you can take out a new loan or transfer a loan from another bank/add money to an existing loan, subject to proof of income.

Payroll customers of Liberty will be able to have the desired amount approved or add money to the existing loan from the internet and mobile bank, without leaving home.

Keep in mind that the promotion's terms will apply to the current loan in Liberty if the loan amount is increased by at least 10,000 GEL.

The promotion lasts until December 31 inclusive.

The advantages of the consumer loan are:

  • Simple borrowing process
  • Special conditions
  • Use for any purpose

What type of income is required to get the loan?

  • Salary (bonus / wage / supplement)
  • Service
  • Grant
  • Lease
  • Transfer
  • Dividend
  • Tutor
Loan Conditions
Loan amount From GEL 300
Currency GEL, USD, EUR (Loans up to GEL 200,000 are issued only in national currency)
Term From 3 months to a maximum of 36 Months
Income From GEL 200
Annual interest rate in GEL From 9.9%
Effective interest rate: From 15.75%*
Credit Bureau Verification Fee GEL 300-10,000 - GEL10; GEL 10,000-20,000 – GEL 15; GEL 20,000< - 20 *in case of foreign currency - EUR 5, USD 10
Loan fee 2.50% min 20 GEL
Age 18 - 70 years old
Co-borrower No more than three co-borrowers are allowed (principal borrower + two co-borrowers)


 * Effective interest rate is calculated at 10,000 GEL for 12 months;

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