GEO
Consumer loans

The simplest approval process

Until June 30, Liberty offers a promotion for unsecured consumer loans.


Conditions of the promotion:

  • Take a chance to get up to 300 GEL cashback* as a gift
  • Or take advantage of a grace period** of up to 6 months

In the case of getting a new loan or adding an amount to the current liability, the standard cashback is:

Loan Amount

Cashback Amount

5,000-8,000 GEL

50 GEL

8,001-15,000 GEL

100 GEL

>15,000 GEL

150 GEL

 

In the case of refinancing the liability of another bank, if the total amount of the consumer loan meets the limits given in the table, the cashback will be doubled.

Loan Amount

Cashback Amount

5,000-8,000 GEL

100 GEL

8,001-15,000 GEL

200 GEL

>15,000 GEL

300 GEL

 

All participants of the cashback campaign must be using or starting to use the Akhali card.

** In the case of using the grace period, the interest rate is determined from 10.9%, and the effective one from 21.28%.

 

The advantages of the consumer loan are:

  • Simple borrowing process
  • Special conditions
  • Use for any purpose


What type of income is required to get the loan?

  • Salary (bonus / wage / supplement)
  • Service
  • Grant
  • Lease
  • Transfer
  • Dividend
  • Tutor
Loan Conditions
Loan amount From GEL 300
Currency GEL, USD, EUR (Loans up to GEL 200,000 are issued only in national currency)
Term 3-48 months  Unsecured, 120 months secured  with real estate
Grace period Up to 3 months on unsecured loans
Income From GEL 200
Annual interest rate in GEL From 9.9%
Effective interest rate: From 20.14%*
Credit Bureau Verification Fee GEL 300-10,000 - GEL10; GEL 10,000-20,000 – GEL 15; GEL 20,000< - 20 *in case of foreign currency - EUR 5, USD 10
Loan fee 2.50%
Age 18 - 70 years old
Co-borrower No more than three co-borrowers are allowed (principal borrower + two co-borrowers)

 

 * Effective interest rate is calculated at 5,000 GEL for 12 months;

Fill out the application

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